andyd12345
3:07 Fri Dec 13
Re: Legal advice- help please!
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Eerie - how can anyone “forget” about half a million quid of debt?!
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Eerie Descent
1:43 Fri Dec 13
Re: Legal advice- help please!
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This happened to an old neighbour of mine. Didn't think he'd done anything wrong, clear of debts etc, then suddenly BAM - a bloke turned up with a letter, there was something from his past that he'd completely forgotten about, built up over £500,000 debt, ended up doing 2 years nick.
Was never the same person after he got out. Be very careful mate.
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El Scorchio
1:10 Fri Dec 13
Re: Legal advice- help please!
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That's completely mental.
Just to say thanks to everyone who has replied. Everything was helpful although I'm still none the wiser as to what it could be.
Ran a credit check and it's fine
Ran a CCJ check and nothing
Do people really scam by posing as court officers and come to people's doors? That's bloody bold if so.
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Takashi Miike
12:55 Fri Dec 13
Re: Legal advice- help please!
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the bird feeding pena!ty was more like a receipt than a letter, it had the amount wanted by the prick and the date you had to pay it by, with the warning that if payment wasn't received by then that they would then proceed with the courts. the cunt even had a machine on him thinking he was going to get the money on the doorstep :.)
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El Scorchio
12:46 Fri Dec 13
Re: Legal advice- help please!
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No ex wife!
I do trust him it was two of them actually. The guy arrived during the crossover between their shifts, so two of them spoke to him.
Apparently it was a man in a suit with a bodycam on him who had a letter for me.
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arsegrapes
12:39 Fri Dec 13
Re: Legal advice- help please!
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A court order has to be handed to you by hand. If that is what it is, it maybe from the small claims court which needs to be settled otherwise a county court judgement will be issued.
Alternatively it could be a "Enforcement Notice of Distraint". Best to google. This is an Order obtained from an with consent of the Court. It will only be issued for debts more than 1 year old. It catches many out as they had forgotten about any historic dispute/debt, hence bailiffs surprise many into paying up. If you have a commercial premises open to the public they can't be stopped as they are able to just stroll in.
Residential their powers are more limited as it is your domicile, and you have more rights, contact Citizens Advice to know your rights, never let them in, bailiffs will use any trick. I played golf with The Sheriff of Mottingham many years ago and he said they had to evict squatters by using a wooden battering ram as they had wired the front door up to the mains.
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mallard
12:12 Fri Dec 13
Re: Legal advice- help please!
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Do you trust the ‘Security Guy’ ?
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lab
12:09 Fri Dec 13
Re: Legal advice- help please!
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Do you have an x wife?
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El Scorchio
12:03 Fri Dec 13
Re: Legal advice- help please!
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I think it's possible.
Does anyone know for what other reasons a court officer would be delivering me a letter please?
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Cheezey Bell-End
12:01 Fri Dec 13
Re: Legal advice- help please!
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Maybe someone has used your identity in some way.
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El Scorchio
11:36 Thu Dec 12
Re: Legal advice- help please!
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Thanks for the replies/advice everyone.
Would I see this on my credit rating right now. Just checked that and it is very good, as I'd expect. Or would nothing happen with that until I was made aware of/accepted a letter or something?
I'm racking my brains as to what they could have come for.
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scouse kid
11:21 Thu Dec 12
Re: Legal advice- help please!
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As Mike says this just sounds suss
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scouse kid
11:20 Thu Dec 12
Re: Legal advice- help please!
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dealt with
If you have a credit agreement that is regulated by the Consumer Credit Act 1974, your creditor has to make a claim against you in the County Court. They cannot apply to enforce the county court judgment in the High Court.
The High Court is most likely to be used by creditors for claims over £100,000 for debts not regulated by the Consumer Credit Act 1974.
The creditor has to show why the case should be heard in the High Court, for example because:
it is for a large amount and there is a significant dispute;
the case is complex; or
the result could be very important to the public.
From the debt page
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Takashi Miike
11:19 Thu Dec 12
Re: Legal advice- help please!
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scorch, don't stress about it. they usually give you at least a month to respond to it, and that would be after they've handed it over to you
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munkyfunk
11:17 Thu Dec 12
Re: Legal advice- help please!
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Scrub that someone got in before me
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scouse kid
11:17 Thu Dec 12
Re: Legal advice- help please!
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Scorch
As others have said seems dubious. A quick Google and looking at the national debt advice and the high court enforcement association makes it appear even more dubious
If your in London it says it would have come from the Royal courts so you can give them a call tomorrow morning. Then speak to your brief or the cab.
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munkyfunk
11:17 Thu Dec 12
Re: Legal advice- help please!
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Wanker that owned this house before me ran up congetion charges parking fines etc.
Had monkeys on my door trying to serve me notices.
Is your car registered at your place now? You havent missed any fines where bills gone to other homes?
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El Scorchio
11:15 Thu Dec 12
Re: Legal advice- help please!
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I don;t have a car!
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Toe Rag
11:14 Thu Dec 12
Re: Legal advice- help please!
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Not paid your dartford crossing toll or something?
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El Scorchio
11:09 Thu Dec 12
Re: Legal advice- help please!
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and they've always had an address for me.
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El Scorchio
11:09 Thu Dec 12
Re: Legal advice- help please!
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scouse kid 11:05
I did have, but I paid it off in full years ago.
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